PayPal is a faster, easier, more secure way to accept and make payments online. Whether it's preventing problems or knowing what to do in case something goes wrong, here's how to protect yourself from online hazards and make secure payments with PayPal.
Features of PayPal
To view, remove or add a credit card to fund your PayPal purchases:
To add a bank account to fund your PayPal purchases:
As a PayPal customer, our goal is to make sure your financial details and information are as secure as possible. So when you're new, we ask you to follow steps to confirm that the bank account or card attached to your PayPal account is actually yours. This is called, getting verified.
You don't need to verify your bank account or credit or debit cards until you reach the sending or withdrawal limits we initially place on your account.
How do I get verified?
To confirm a bank account
When you've received the deposits, log in to your PayPal account, click Confirm my bank account in Account Overview, and follow the prompts.
To confirm a credit card or debit card
Note: Account verification is different to Proof of identity, which is the process where we are required to confirm the PayPal account holders identity.
Verifying your account step by step
Why is verification important? When you first open a PayPal account, there is a limit on the amount of money you can send-usually around $2000. Once you reach your limit, you'll need to add a bank account and become Verified in order to continue making transactions. You can view your sending limit in your Paypal account.
How do I verify my account?
When you log into PayPal your account will either say "verified" or "unverified". If it is unverified PayPal gives you simple steps to follow to verify your account.
Get Verified using your bank account
Just Add and Confirm a Bank Account. PayPal will send your account two small deposits. Enter these deposits on the PayPal website. Answer a quick confirmation phone call from our third-party authentication service to validate your information, and you're all set.
Get Verified using your credit card
Provide PayPal with your info. They will make two small charges to your card. Return to PayPal and enter those charges along with the adjacent code as they appear on your credit card statement. PayPal will reimburse you for the charges and you’ll be Verified.
Verifying your Account Instructions
Log in to your PayPal Account. Once in, please check your account status found under the Welcome Message:
If your account is not verified, please click on the "Get Verified" Link, which will take you to the following page to confirm your credit card:
Check your credit card and billing address details are correct. The billing address must match the address that your credit card statement is sent to or the one provided to the bank for your credit card.
Click on the "Continue" Button which will initiate the charge to your credit card / Bank Account.
After a few days, please check your bank account / statement to get the 4-digit verification code.
Once you have the verification code from your statement, login to your PayPal account and click on the "Get Verified" link again. You will get the following message which will allow you to enter in that four digit code and confirm your card.
Enter the 4-digit code in the box as above and click on the "Confirm Card" button. Once this is completed your account will now be verified and your limits lifted:
It's fast, easy, and PayPal can guide you through each step.
Still need more help?
Visit PayPal Frequently Asked Questions - The Verification Process